ABF PAY

Where Finance Meets Flow.

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Personal Finance Made Simple

Receive or Send payments

Expand your financial reach with our platform - accept payments in 37+ currencies from 200+ countries and send funds in nearly 70, using trusted networks like SEPA, SWIFT, and Faster Payments for fast, secure, and effortless transactions.

Make transfer
Receive or Send payments

Receive or Send payments

Receive or Send payments

Currency exchange

Effortlessly convert currencies at mid-market rates with no hidden fees - our platform simplifies multi-currency management for global business, travel, and investments.

Exchange Now
Currency exchange

Currency exchange

Currency exchange

Borderless vWallet

Experience true financial freedom with our Borderless vWallet - access and manage 10+ major currencies like EUR, USD, AED, CHF, CNY, and PLN in one place, for seamless global transactions without conversion hassles.

Create vWallet
Borderless vWallet

Borderless vWallet

Borderless vWallet

Business Finance Without Complexity

Delegate access. Empower your team.

Share financial tasks securely with your team through controlled vWallet access. Streamline workflows, boost productivity, and manage your business together.

Make transfer
Delegate access. Empower your team.

Delegate access. Empower your team.

Delegate access. Empower your team.

Sync with your accounting tools. Soon

Seamlessly connect to Xero, QuickBooks, FreeAgent, and more. Simplify financial workflows and focus on what matters - we handle the rest.

Exchange Now
Sync with your accounting tools.

Sync with your accounting tools. Soon

Sync with your accounting tools.

Payments: Batch and Schedule. Soon

Upload Excel or CSV files to send multiple transfers at once. Schedule future payments and stay on track - no deadlines missed, no manual hassle.

Create vWallet
Payments: Batch and Schedule.

Payments: Batch and Schedule. Soon

Payments: Batch and Schedule.

Industries that trust ABF Pay

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IT
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eCommerce
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gambling
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Forex
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SaaS
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IT
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eCommerce
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SaaS
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IT
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eCommerce
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gambling
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Forex
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SaaS
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IT
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eCommerce
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Gambling
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Forex
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SaaS
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IT
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eCommerce
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Gambling
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Forex
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SaaS
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Gambling
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Forex
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SaaS
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IT
eCommerce icon
eCommerce
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Gambling
Forex icon
Forex
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SaaS
eCommerce icon
eCommerce
gambling icon
gambling
Forex icon
Forex
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SaaS
IT icon
IT
eCommerce icon
eCommerce
SaaS icon
SaaS
IT icon
IT
eCommerce icon
eCommerce
gambling icon
gambling
Forex icon
Forex
SaaS icon
SaaS
IT icon
IT
eCommerce icon
eCommerce
SaaS icon
SaaS
IT icon
IT
SaaS icon
SaaS
IT icon
IT
eCommerce icon
eCommerce
gambling icon
gambling
Forex icon
Forex
SaaS icon
SaaS
Gambling icon
Gambling
Forex icon
Forex
SaaS icon
SaaS
IT icon
IT
eCommerce icon
eCommerce
gambling icon
gambling
Forex icon
Forex
SaaS icon
SaaS
Gambling icon
Gambling
Forex icon
Forex
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Insights

ABF Pay has become a member of the Canadian MSB Association

We are pleased to announce that ABFPAY.COM LTD. has officially become a member of the Canadian MSB Association (CMSBA).

Read more

26 October 2025

We’ve added support for two new currencies — CNY & AED EN

ABF Pay Expands Global Reach: Now Supporting Chinese Yuan (CNY) and UAE Dirham (AED)

24 July 2025

ABF Pay Makes Account Opening and Maintenance Free for Individuals

We’re removing fees for opening and maintaining personal accounts. Enjoy full access to ABF Pay — now more accessible than ever.

12 June 2025

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Smart and fast payments ABF Pay

Operate your money across borders - smarter and faster.

Manage payments in 70+ currencies with one secure wallet.

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FAQs

Creating an ABF Pay personal account is simple and can be done remotely. To start the process, click the “Sign Up” button. After the submission of a registration form, you will be asked to verify your account by submitting your personal documents. They will be reviewed by our Compliance department. This step can take up to 3 business days. In some cases, we may ask you to provide additional information in order to complete the procedure in accordance with regulatory requirements.
For the verification process ABF Pay uses remote identification tools. To initiate the verification click the “Verify” button in the Client office and follow the instructions provided. To complete the verification you will need to upload a photo of your ID document (Passport or National ID card), Proof of address document and pass liveness check. The documents will be reviewed by our Compliance department.
Verification of a personal account can take up to 3 business days.
A virtual wallet, also known as an e-wallet or digital wallet, is a digital tool that acts as your secure and convenient all-in-one solution for managing your payment methods and making financial transactions. Think of it as a digital version of your physical wallet, but with added features and convenience.
In order to receive funds to your ABF Pay vWallet, you should provide your full account details to the payer. These can be found in your Client office:ABF Pay Web Client office → Sign in to your ABF Pay account → Go to the Receive tab at the top of your screen → Click on the vWallet that you need the information for → Click the Copy details Button and share the details.
To make a transfer you need to click on the “Send” tab in the Client office, choose the vWallet you want to transfer from, choose transfer type and fill out the transfer amount and reference. Choose the recipient from your Recipient list or add a new recipient. Review the transaction details and confirm the execution.To add a new recipient to your Recipient list you should click on the “Recipients” tab in the Client office, choose the recipient type and fill out the required information. For bank recipients you need to provide us with the account details and account holder information, including address. To add another ABF Pay client you only need their email address.
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Company Registration & Compliance:

ABF Pay is operated by ABFPAY.COM LTD., incorporated in Canada on January 17, 2020 (incorporation number: BC1237659, business number (BN): 751177338).

Share capital structure: $465,919 of paid share capital, comprising $465,919 of issued Class A voting common shares.

ABF Pay is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC MSB registration number: M20767876) and has filed for the payment service provider registration with the Bank of Canada (Entity ID: RPS0002863).

US Foreign Account Tax Compliance Act (FATCA) foreign financial institution Global Intermediary Identification Number FATCA GIIN: QDW3ZG.99999.SL.124

Global Identifiers:

SWIFT BIC Code: ABFOCA82

Legal Entity Identifier (LEI): 98450066WA5576FEB573

DnB D‑U‑N‑S® Number: 24-330-1333

Contact details:

Mailing Address: ABFPAY.COM LTD., 777 Hornby Street, Suite 600, Vancouver, British Columbia, V6Z 1S4, Canada

Phone: +1 (604) 417-7166

Email: company@abfpay.com

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