Fees

Personal Account Fees

Payments. Account

Incoming/Outgoing internal transfer within ABF PayFree
Incoming transfers0.2%, min 10 EUR
SEPA outgoing transfer10 EUR
Outgoing international wire transfer0.1%, min 80 EUR
FPS outgoing transfer10 GBP

Account management

Opening accountFree
Account maintenanceFree
Minimum balance0 EUR
Closing fee50 EUR

Other fees

Transfer cancelation/investigation50 EUR
International Wire Transfer confirmation30 EUR
Reference letter20 EUR
Standard audit confirmation of accounts and balances100 EUR

Card fees

Card top-up0.5%, min 1 EUR
Monthly maintenance fee5 EUR
Courier card delivery100 EUR
Regular post card delivery30 EUR
Virtual card issue fee10 EUR
ATM / Cash Withdrawals — Domestic10 EUR/USD
ATM / Cash Withdrawals — International1.50% + 10 EUR/USD
ATM Decline10 EUR/USD
Purchases (POS) — Domestic0.4% + 1.5 EUR/USD
Purchases (POS) — International1.2% + 1.5 EUR/USD
FX Fee1%
Chargeback Fee50 EUR/USD
EDD fee (increasing the limits up to 300,000 EUR/USD)250 EUR

Choose Your Path: Personal or Business Accounts

Whether you're looking to manage your personal finances or enhance your business operations, our platform has the right solution for you. Select a Personal Account for intuitive money management or a Business Account to empower your enterprise with advanced financial tools.